One of our personal favorite benefits that we are eagerly awaiting every quarter are the quarterly credit card cashback offers.

If you are either a Chase Freedom or Discover It credit card holder, you have some great deals in store for this upcoming quarter. We make sure to post these benefits to so you can plan for any upcoming purchases, travels, and other events, depending on the quarterly offer.

The deals coming up this quarter should be considered as you start planning your holiday shopping. The last quarter of the year are always full of events, parties, and celebrations, which is obviously something card companies have considered as they put together these great loyalty benefits. Here’s what is coming up in Q4 – starting from October 1 to December 31, 2018:

Discover It® Cardmembers:
Receive 5% cashback bonus at and Wholesale Clubs. Do we need to mention that this quarter is also the time for Black Friday and Cyber Monday?

Chase Freedom® Cardmembers:
Receive 5% cashback bonus at Department Stores, Wholesale Club, and with Chase Pay. It’s time to plan your last big shopping spree of the year.

Here at UseMyBenefits, we have our cards out and our shopping lists ready. We have a sneaking suspicion that this Thanksgiving these cashback bonuses might make it onto the list of what we are thankful for this season. During a time when both retail and online stores see record sales, and consumers spend more money than any other time of the year, 5% cashback is a great benefit and will help alleviate some of the financial strain that we usually face.