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Halloween on a Budget

By |December 26th, 2013|

Here’s a frightening fact: According to the National Retail Federation, American’s will spend $2.08 billion on candy and $360 million on greeting cards for Halloween. Second only to Christmas, in terms of spending on decorations, Americans will spend $1.96 billion on life-size skeletons, fake cob webs, mantle pieces and other Halloween decorations.

Stretching a dollar […]

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Creative Ways You Can Save Money Without Sacrificing Time

By |December 26th, 2013|

Everyone wants time and money, two hot commodities that are hard to hold onto. With busy schedules and daily expenses your budget can easily get thrown out the window. With the holiday season almost here it’s essential to start finding ways to save.

Here are a few creative ways you can start spending less right now:

Use […]

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Five Black Friday Deals You’re Missing

By |December 26th, 2013|

Are visions of sugar plums dancing in your head? Maybe you’re not there yet, but it’s never too early to start budgeting for the holiday season. According to the National Retail Federation American’s will spend and average of $737.95 on gifts, dÑ?дâ?cor, greeting cards and more this holiday season. Saving money during the holidays seems […]

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Advantages of Loyalty Cards

By |December 23rd, 2013|

If you really like a business, chances are you are a member of their loyalty program. If you are not, maybe it is time to consider. Advantages of loyalty cards are not lacking, and brands are getting better at how they market and leverage their loyalty programs to give you the best possible rewards.

History of […]

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How to Keep Your Customers Loyal

By |December 23rd, 2013|

Consumers are not the only beneficiaries of loyalty programs. Loyal customers make a business successful. Don’t believe me? Northwestern University did a study on consumer loyalty and found that 15% of a business’s most loyal customers accounted for 55% to 70% of the company’s total sales!

So the question for brands has become, how do you […]

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Real Value Vs. Perceived Value: What Are You Really Getting From Your Loyalty Program?

By |July 19th, 2013|

Does it seem like it’s harder and harder to get your money’s worth out of your loyalty programs? Many customers feel like loyalty programs no longer reward loyalty, but have become a marketing tool.

It seems like there are a lot of discount, loyalty and rewards programs available, but the question really is about the value […]

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That’s Crazy, Right?

By |July 19th, 2013|

When I tell my friends that I am doing a .com startup, they give me funny looks. Then, when I tell them what it is designed to do, they sit up and take notice.
Well, it wasn’t always that way. When I first came up with the idea behind UseMyBenefits.com, back, believe it or not, prior […]

How Can UMB Benefit You?

By |July 19th, 2013|

Did you know that the average American household is enrolled in 18 loyalty programs? Loyalty programs are available through a wide array of organizations including credit card companies, industry associations, insurance companies, motor clubs, and even your local gym. Here are a few programs that offer a number of discounts and benefits.

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